Suffolk University Acceptance Rate 2026: GPA, SAT & Admissions Guide

Suffolk University • Boston, Massachusetts • 2026 Admissions
Suffolk University Acceptance Rate 2026: GPA, SAT & Admissions Guide

Suffolk University admits a substantial majority of undergraduate applicants, but that does not mean every student is automatically accepted. Your high school grades, course rigor, personal statement, recommendation and academic interests still matter.

One reason Suffolk stands apart from many other private universities is its location in downtown Boston. For applicants, that creates opportunities for internships and city-based learning, along with practical decisions about housing, transportation and the cost of living.

Updated October 15, 2026. Focus: undergraduate admission, not Suffolk Law School or graduate programs.

82.3%Admit rate
Recent IPEDS-derived first-year rate

8,487 admitted from 10,308 applicants

Quick answer: What is Suffolk University’s acceptance rate in 2026?

A recent IPEDS-derived undergraduate admissions report lists 10,308 applicants and 8,487 admitted students, yielding an acceptance rate of approximately 82.3%. College Board’s Suffolk profile separately reports 8,315 admits from 10,115 applicants, or 82.2%. The figures reflect different reporting extracts or periods but support a recent undergraduate selectivity benchmark around 82%.

A complete, clearly identified Fall 2026 undergraduate acceptance rate was not established from the university’s official public admissions pages reviewed for this guide. Accordingly, the 82.3% figure should be treated as a recent published benchmark, not an invented finalized 2026 rate.

Suffolk is test-optional for most domestic first-year applicants. The main Fall Early Action deadline is November 15, and the university’s Fall regular admission priority date is February 15.

Official Suffolk Freshman Admission Requirements | College Board Admissions Profile

82.3%Recent first-year admit rate
10,308Applicants in cited IPEDS-derived cohort
8,487Admission offers in that cohort
002218Suffolk FAFSA school code

What GPA Do You Need to Get Into Suffolk University?

Suffolk does not publish one universal freshman GPA cutoff that guarantees admission. The university reviews high school grades and the difficulty of courses taken, including honors, AP and International Baccalaureate work when available.

Recent independent admissions profiles cite a typical enrolled-freshman GPA of approximately 3.33. This is useful as a broad historical benchmark, but it is not a verified Fall 2026 institutional GPA average or an automatic admission threshold.

Approximately 3.33

Historical external GPA benchmark

A figure published in a current IPEDS/Peterson’s-based admission summary. Check the underlying reporting population before comparing it directly with your school GPA.

No guaranteed minimum

Holistic review

Suffolk evaluates academic coursework, grades, writing, recommendations and involvement rather than applying a single published undergraduate GPA guarantee.

How competitive is your GPA for Suffolk?

GPA rangeGeneral interpretationPractical advice
3.8–4.0 Strong relative to historical enrolled-student averages. Maintain challenging coursework and make the personal statement specific.
3.5–3.79 Solid academic preparation. Highlight consistent grades and meaningful school or community involvement.
3.0–3.49 Close to the broad historical profile. Show an upward academic trend, appropriate course rigor and personal responsibility.
2.5–2.99 A more challenging academic profile. Prepare a thoughtful explanation of academic progress and discuss fit with admissions.
Below 2.5 Greater uncertainty for first-year admission. Consider discussing alternative entry or transfer routes alongside other colleges.

These are editorial interpretations, not acceptance rates for applicants within each GPA range. The university has not released verified individual admission probabilities by GPA.

How important is class rank?

Published applicant-profile data suggests class rank is considered when provided, but many high schools no longer report class rank. Older Peterson’s-derived summaries show about 13% of ranked entering students in the top tenth, 36% in the top quarter and 72% in the top half.

Since these are historical figures and may represent only students with reported rank, they should not be interpreted as current requirements for all applicants.

Boston-area applicant tip:

If your high school offers a wide range of AP, honors or dual-enrollment courses, Suffolk will have context for the level of academic preparation you pursued. A student who worked substantial hours outside school should also describe those responsibilities rather than assume extracurricular involvement only means clubs.

Suffolk University SAT and ACT Scores in 2026

Suffolk is test-optional for most domestic freshman applicants. Students may apply without SAT or ACT scores and still be considered for admission and merit scholarships.

The university encourages students to submit testing when results accurately represent academic ability, but it does not require an additional essay or supplemental component simply because a student applies test-optional.

Testing informationReported detailHow to interpret it
Historical middle-50% SAT 1090–1300 College Board’s published profile; not a current mandatory range.
Historical middle-50% ACT 24–28 Reflects score-reporting students, not necessarily every enrolled student.
SAT code 3771 For applicants submitting scores through the testing agency.
ACT code 1920 For ACT score reporting.
SAT superscoring Highest Reading and Writing and Math scores considered Different test sittings may help an applicant’s testing profile.
ACT policy Highest composite score from an individual test date Suffolk does not describe an ACT superscore assembled across test dates.

Should you submit an 1100, 1200 or 1300 SAT?

A 1300 sits at the upper end of the College Board’s reported middle range. A 1200 falls within it. An 1100 is also within the published range, although near its lower end. None of these scores guarantees admission.

A practical approach is to ask whether the score adds useful evidence beyond the transcript. Students whose academic performance, advanced coursework, writing and recommendations better represent their potential may reasonably consider applying without scores.

How to submit scores if you choose to

Suffolk accepts self-reported scores supplied by a counselor, appearing on the high school transcript, or uploaded as a PDF or screenshot in the applicant portal.

The uploaded score report must show the applicant’s first and last name and the test date. A mismatch between self-reported and official results can lead Suffolk to withdraw an application or admission offer.

Important test-optional exceptions:

Homeschooled applicants and students with narrative or competency-based transcripts are ordinarily required to provide standardized testing. International applicants must meet a separate English-language proficiency requirement, although the acceptable evidence is flexible.

Official Suffolk Test-Optional FAQs.

What Factors Matter Most in Suffolk University’s Admission Review?

Suffolk’s official test-optional policy helps clarify what the university actually evaluates when standardized scores are absent.

Admission factorWhat Suffolk reviewsApplicant guidance
High school gradesPerformance in academic coursework.Maintain consistent academic effort, especially in core subjects.
Course rigorHonors, AP, IB and the challenge of available courses.Show readiness for college-level work within your school’s opportunities.
Personal statementWriting, motivation and additional personal context.Use meaningful details rather than broad praise of Boston.
RecommendationsObservations from teachers or counselors.Select someone who can speak specifically about your character and preparation.
Extracurricular activitiesOrganizations, involvement and achievements.Show commitment and your actual role.
Leadership and work experienceResponsibility beyond classroom grades.Include employment and caregiving where relevant.
SAT/ACTOptional evidence for eligible applicants.Submit only when the results strengthen your application.

What makes a good Suffolk personal statement?

Suffolk’s downtown Boston setting may be part of your reason for applying, but “I want to go to college in a big city” is not a very distinctive explanation. Connect the setting to your interests.

For example, an applicant interested in business might describe helping with a family enterprise and wanting to study decision-making in a city with diverse employers. A communication student might connect school journalism or media work to professional opportunities. The useful details are the experiences and questions that belong to that student alone.

You do not need to invent an extraordinary life event. A carefully explained ordinary responsibility can show maturity and commitment.

Suffolk University Application Deadlines for Fall 2027

Suffolk uses a nonbinding Early Action round, followed by priority Regular Decision and rolling consideration. Students preparing applications during the 2026–27 school year should use the following current published schedule while checking for entering-year revisions.

November 15, 2026 — Early Action for Fall 2027

Submit the Common Application or Suffolk Application by this date. Supporting documents may follow, but the university says incomplete applications or those needing further consideration may be moved to Regular Decision.

Mid-December — Supporting-document review

Suffolk advises that Early Action supporting materials should be received by mid-December. An incomplete file may not receive an early decision.

February 15, 2027 — Fall priority admission

Main priority deadline for regular first-year applicants. Suffolk continues to review later applications on a rolling basis when possible.

March 1, 2027 — Published fall FAFSA priority timing

Suffolk’s current undergraduate admissions and financial aid overview lists March 1 for new fall freshmen. Check the exact award-year financial aid notice, since a separate office page has retained a different deadline for Fall 2026.

May 1 — Standard enrollment deposit timing

Suffolk’s current international admissions brochure identifies May 1 as the enrollment deposit date. Always confirm the date in your individual admission materials.

December 1 — Spring admission and financial aid

General spring entry deadline. International students are encouraged to apply earlier because visa processing may take time.

Does Suffolk have Early Decision?

The standard current undergraduate admissions page emphasizes nonbinding Early Action, rather than a binding Early Decision undergraduate plan. Applicants should not confuse Suffolk’s Early Action with a contractual Early Decision commitment.

Does applying Early Action increase your odds?

The sources reviewed do not establish a verified, separately dated Early Action acceptance rate. Applying by November 15 may help students receive earlier consideration, but it would be misleading to promise a specific admission advantage.

Official deadlines: Suffolk Freshman Application Timeline.

How to Apply to Suffolk University

Choose the correct application platform

Suffolk accepts the Common Application and its own Suffolk University application. Follow the same undergraduate admission instructions regardless of platform.

Prepare the essay and academic record

Request an official high school transcript or qualifying GED/HiSET documentation and prepare a meaningful personal statement. Have a clear summary of academic interests and extracurricular involvement.

Request a recommendation early

Ask a teacher or counselor who can discuss your preparation and contribution in specific terms. Allow sufficient time for the document to be submitted.

Decide whether to provide standardized tests

Most domestic first-year applicants may apply test-optional. Homeschooled students and applicants with narrative or competency-based records should review the testing exception.

Visit Suffolk if it is practical

Suffolk states that students attending an on-campus or virtual university visit receive an application fee waiver. A visit also helps assess the university’s urban academic environment.

Track application completion and financial aid

Use the applicant portal to check missing materials. Submit FAFSA using school code 002218 when eligible for need-based assistance.

First-year application checklist

RequirementStatusDetails
Common Application or Suffolk ApplicationRequiredEither platform is accepted.
Personal essayRequiredPart of the regular application materials.
Official transcript or GED/HiSETRequiredAcademic documentation of secondary education.
RecommendationRequiredOne letter is listed.
SAT/ACTUsually optionalExceptions apply to homeschool and certain transcript types.
Application feeGenerally $50Waived for qualified campus or virtual visitors.
English proficiencyFor applicable international applicantsSeveral acceptable tests and other evidence options.

Is Admission to Suffolk Business, Art and Design, or Other Majors Different?

Suffolk offers undergraduate programs through the Sawyer Business School and College of Arts & Sciences. The university-wide acceptance rate covers first-year admission generally; it is not a published rate for each major.

Program interestAdmissions considerationsWhat to check
Sawyer Business SchoolAcademic preparation and the ordinary first-year application.Degree structure, quantitative coursework, internships and professional interests.
Political Science and Legal StudiesGeneral undergraduate admission.Research, writing, public affairs opportunities and degree pathways.
Communication, Journalism and MediaGeneral application alongside program requirements.Campus media opportunities, projects and internships.
Graphic Design, Interior Design and Studio ArtAdditional studio review or portfolio pathway after university admission.Portfolio expectations and first-semester studio progression.
Other College of Arts & Sciences majorsStandard undergraduate review unless additional program conditions are specified.Academic curriculum and requirements for changing majors.

The unusual Art & Design admissions pathway

Suffolk’s undergraduate Art & Design policy is particularly useful because it provides a pathway for applicants who do not have a finished portfolio.

Students planning Graphic Design, Interior Design or Studio Art do not submit a portfolio with the initial first-year university application. After acceptance, they may submit a portfolio of 12–15 recent original pieces for review.

Students without an approved portfolio can begin as undeclared BFA/BA students and take foundation studio coursework. The current freshman Art & Design policy specifies a 2.7 first-semester studio GPA, with no grade below C+, as a pathway toward declaring the art/design major.

Major-specific policy nuance:

Suffolk’s current Art & Design admissions page describes the post-admission portfolio option and foundation pathway, while certain older or separately maintained pages use different wording. Follow the current first-year Art & Design page and request confirmation about your intended entry term if descriptions conflict.

Official Suffolk Art & Design Admission Pathways.

Suffolk University Transfer Acceptance and Requirements

Suffolk actively recruits transfer students and reports that approximately 17% of new students transfer into the university. However, that proportion is not the transfer acceptance rate.

A complete, separately dated Fall 2026 transfer applicant-and-admit table was not confirmed from the university’s current public undergraduate admissions pages, so this guide does not invent an exact transfer acceptance percentage.

Transfer application deadlines

Transfer milestonePublished dateAdvice
Fall transfer priority admissionJune 30Later applications may be considered if space remains.
Fall transfer financial aid priorityJune 1Apply early for maximum available funding consideration.
Spring transfer admission and aidDecember 1Confirm the current spring entry requirements.

How many transfer credits does Suffolk accept?

Suffolk states that students may transfer up to 75 semester credits, depending on their academic program. Transfer courses typically require a grade of C- or higher to be eligible.

A minimum of 45 semester hours must be completed at Suffolk, including the final 30. Sawyer Business School students must also complete at least half of their business credits at Suffolk.

Massachusetts community college transfer guarantee

One of Suffolk’s most useful local pathways is the Massachusetts Transfer Guarantee. Suffolk says students earning an associate degree at a Massachusetts community college with a GPA of at least 2.5 qualify for automatic admission and guaranteed junior standing under this program.

Transfer-credit applicability to a specific major still deserves review, and applicants should confirm whether any additional program conditions apply.

Massachusetts community college tip:

If you attend Bunker Hill Community College, Roxbury Community College, North Shore Community College or another Massachusetts community college, calculate how your associate-degree courses will count toward the Suffolk major—not only whether you can receive an admission offer. Ask for the credit evaluation before making financial decisions.

Official Suffolk Transfer Application and Credit Policies.

International Student Admissions and English Proficiency at Suffolk

International applicants may use Suffolk’s test-flexible policy to document English proficiency. This differs from the standard domestic test-optional policy: English-language evidence is necessary unless an applicant qualifies for an exemption or another accepted option.

Accepted English evidencePublished minimum or condition
TOEFL iBT79
TOEFL Essentials8.5
IELTS6.5
Duolingo English Test105
PTE Academic54
Michigan English Test58
SAT Reading and Writing520 or higher may establish English proficiency.
ACT composite19 or higher may establish English proficiency.
Qualifying IB, GCSE, A-level or related evidenceAvailable under published test-flexible conditions.

Some students from countries where English is the first and official language are eligible for exemption. Applicants should review the university’s published exemption form and accepted evidence rather than assume English-medium schooling always qualifies.

For international transcripts, Suffolk may attempt an internal review first. If the university cannot evaluate the record, it may request a credential evaluation by an approved professional agency at the applicant’s expense.

International application tip:

Prepare translated academic records and proof of English proficiency early. For spring entry in particular, Suffolk warns that applying late may leave insufficient time to secure an F-1 student visa even if the academic application can still be reviewed.

Official Suffolk International Test-Flexible Policy.

Suffolk Scholarships, FAFSA and Financial Aid

Getting into Suffolk is only part of choosing whether to attend. A family should evaluate the university’s scholarship offer and the full cost of living in Boston before accepting admission.

Suffolk says all undergraduate applicants are automatically considered for institutional merit aid. The university reports that 98% of new undergraduates enrolling in Fall 2025 received a scholarship.

Financial aid facts applicants should know

Aid or cost itemPublished detailWhat it means
FAFSA school code002218Use for federal need-based financial aid consideration.
Merit scholarship considerationAutomatic with admission applicationNo FAFSA required solely to be considered for institutional merit aid.
2025–26 new student merit range$5,000–$25,000 annuallyHistorical award schedule; not a guaranteed 2026–27 amount.
First-generation scholarship$1,000 automatic award advertised in current aid overviewEligibility and packaging rules should be confirmed.
On-campus housing grant$2,500 advertised in current aid overviewApplies only under qualifying award conditions.
Career development stipend$3,500 advertisedConfirm availability, qualification and timing.
2026–27 annual full-time tuition$51,340Tuition before fees, living expenses and scholarships.

What does it cost to attend Suffolk in 2026–27?

The university’s official cost-of-attendance budget lists the following estimated annual totals for undergraduate students.

Living on campus

$82,460

Annual published full-time undergraduate cost-of-attendance estimate.

Living off campus

$90,180

Annual estimate reflecting a higher Boston-area independent housing allowance.

Commuting from home

$62,688

Budget based on the university’s commuter assumptions.

Full-time tuition only

$51,340

Annual tuition for standard 12–17 credit full-time semester enrollment.

These budgets are before scholarships and aid. They are not identical to the amount appearing on every student’s bill.

Scholarship policy detail:

Suffolk’s Tuition Promise is described in the current official scholarship page as available to qualifying students who entered in Fall 2025 or earlier, subject to academic and enrollment conditions. Do not assume new Fall 2026 or Fall 2027 students qualify for that same benefit without explicit confirmation from the university.

Sources: 2026–27 Official Cost of Attendance | Undergraduate Scholarships and Grants.

Boston-Specific Tips for Suffolk University Applicants

Suffolk is located in downtown Boston rather than a traditional enclosed residential campus. The setting gives students direct exposure to city life, public transit and a variety of employers, but it also affects the daily student experience.

Visit the Welcome Center at 73 Tremont Street

Suffolk’s Welcome Center is in the Rosalie K. Stahl Building at 73 Tremont Street, Boston, MA 02108. Official undergraduate admission tours and virtual visits are available.

Confirm your event check-in location before traveling because different campus buildings may host different activities.

Use the MBTA instead of assuming you need a car

The university recommends public transportation. Nearby stations include Park Street on the Red and Green lines, State Street on the Blue and Orange lines, and Government Center.

North Station and South Station offer additional commuter rail and intercity connections.

Think carefully about housing and commuting

Downtown Boston housing can be expensive. Students considering apartments in surrounding neighborhoods should compare rent with MBTA travel time, food costs, utilities and winter commuting conditions.

Explore the professional environment

Suffolk’s downtown location places students near civic institutions, courts, business offices and cultural organizations. Ask the academic department how students find internships, which companies participate and what support exists for career preparation.

What should you ask on a campus tour?

Questions about daily student life often provide more meaningful information than simply asking whether Suffolk is difficult to get into.

  • Which campus buildings will host most classes in your intended major?
  • How do residential students travel between classes, dining and housing?
  • What internships do students in your program commonly pursue?
  • How often do students use the Center for Career Equity, Development & Success?
  • What is the typical cost of student housing after freshman year?
  • How does Suffolk help transfer and first-generation students adjust?
Local practical tip:

If your family is traveling into downtown Boston for a Suffolk visit, plan the trip around the MBTA if practical. Parking can be expensive and traffic unpredictable. Arriving by subway also gives a realistic sense of what a student’s daily commute could feel like.

A campus visit can also save the application fee

Suffolk states that all visiting undergraduate applicants receive a fee waiver when they apply, including students participating in qualifying virtual visits. That is a specific, verifiable benefit of visiting—even though the university does not publish a numerical increase in admission probability for tour participants.

Official links: Schedule a Suffolk University Visit | Downtown Boston Directions and Public Transit.

How to Improve Your Chances of Admission to Suffolk

An acceptance rate over 80% can make the application seem straightforward, but students should still present a thoughtful and complete academic profile.

Protect your grades through senior year

Consistent academic performance and an appropriate course schedule are the foundation of an application. If earlier grades were weaker, an improving trend can help tell the story of academic growth.

Write a personal statement with specific examples

Discuss real experiences rather than general statements about wanting to attend college. Employment, service, creative interests and academic projects can all provide worthwhile material.

Choose recommenders thoughtfully

A recommendation from someone who can describe your intellectual curiosity, persistence or responsibility is more useful than generic praise.

Use the test-optional policy appropriately

Submit SAT or ACT results if they strengthen the record, but understand the exceptions for homeschool and narrative-transcript applicants.

Consider Early Action when ready

November 15 provides a nonbinding early application route. It can be a useful option for students whose junior-year academic record and application materials are already strong.

Compare the financial aid offer before committing

Boston housing and living expenses can change the true price of attendance substantially. Evaluate the scholarship renewal conditions as carefully as the initial award.

Frequently Asked Questions About Suffolk University Acceptance Rate 2026

1. What is Suffolk University’s acceptance rate in 2026?

A recent IPEDS-derived first-year admissions dataset gives Suffolk an acceptance rate of approximately 82.3%, based on 8,487 admitted students from 10,308 applicants. A separate College Board profile reports 82.2%. Neither should be presented as a newly verified Fall 2026 rate without a matching official cohort report.

2. Is Suffolk University hard to get into?

Suffolk is comparatively accessible based on recent first-year admission rates around 82%. However, its review considers coursework, grades, essays, recommendations, extracurricular achievements and any optional testing submitted.

3. What GPA do you need for Suffolk University?

Suffolk does not publish one universal high school GPA cutoff that guarantees admission. Historical college-data profiles suggest a typical enrolled GPA around 3.33, but the university considers the full academic and personal record.

4. What SAT and ACT scores are competitive at Suffolk?

College Board’s published historical Suffolk profile lists a middle-50% SAT range of 1090–1300 and ACT range of 24–28. These are not admission requirements, and the scores may represent only students who submitted tests.

5. Is Suffolk University test-optional?

Yes, for most domestic first-year applicants. Homeschooled students and applicants with narrative or competency-based transcripts generally must provide standardized scores. International applicants must meet separate English proficiency requirements.

6. Does Suffolk University offer Early Action or Early Decision?

Suffolk’s current undergraduate admissions policy offers nonbinding Early Action with a November 15 deadline. The standard published admissions schedule does not list a binding undergraduate Early Decision round.

7. What is the Suffolk University application deadline?

The current schedule lists November 15 for Fall Early Action, February 15 as the Fall priority admission deadline and rolling consideration afterward. Spring admission has a December 1 deadline.

8. Does Suffolk require a portfolio for Graphic Design or Interior Design?

Suffolk’s current first-year Art & Design page states that applicants do not submit a portfolio with the initial university application. After acceptance, students may submit 12–15 examples of original work for portfolio review or follow the foundation studio pathway.

9. Does Suffolk guarantee admission to Massachusetts community college transfers?

Suffolk says its Massachusetts Transfer Guarantee provides automatic admission and junior standing to eligible Massachusetts community college graduates who complete an associate degree with at least a 2.5 GPA. Applicants should verify the program conditions and degree-specific transfer-credit applicability.

10. What is Suffolk University’s FAFSA school code?

Suffolk University’s federal FAFSA school code is 002218. The current undergraduate financial aid overview lists March 1 as the Fall first-year priority aid date and June 1 for Fall transfer aid.

Official Suffolk University Admissions Sources

These resources document the admissions policies, testing rules, program pathways and financial information described throughout the article. Where a college-data statistic was not available as a current official university table, it has been clearly labeled as historical or externally reported.

  1. Suffolk Freshman Admission Standards — First-year application, deadlines, test codes, international evidence and homeschool exceptions.
  2. Test-Optional Policy and FAQs — Application review factors, standardized scores and merit scholarship consideration.
  3. College Board Admission Profile — Published applicant counts, offers, SAT and ACT ranges.
  4. IPEDS-Derived Suffolk Admissions Summary — 2024–25 applicant/admit data and externally compiled GPA information.
  5. Undergraduate Art & Design Applicants — Portfolio and foundation studio pathways.
  6. Transfer Application Policies — Transfer credits, deadlines and required documents.
  7. International Test-Flexible Policy — English proficiency options and published minimum scores.
  8. Undergraduate Financial Aid Overview — Scholarships, FAFSA deadlines, codes and current aid programs.
  9. 2026–27 Cost of Attendance — Residential, commuter and off-campus budgets.
  10. Undergraduate Campus Visits — In-person and virtual visits with fee waiver information.
  11. Boston Campus Directions — 73 Tremont Street, nearby MBTA stops and transportation planning.

Research methodology: The headline 82.3% is calculated from 8,487 admitted students divided by 10,308 applicants in a recent IPEDS-derived first-year reporting sample. College Board and CollegeData publish separate admissions samples yielding roughly 82.2%. These reporting datasets should not be treated as confirmed consecutive admission cycles. GPA and standardized testing benchmarks describe historical or selected reporting populations, not minimum required scores.

Final Assessment: Is Suffolk University a Realistic Choice?

For many students with solid college-preparatory grades, Suffolk University is a realistic option. Its recent reported undergraduate acceptance rate is approximately 82%, and the university’s test-optional policy allows applicants to emphasize coursework, writing, recommendations and involvement rather than a single exam result.

But there are meaningful distinctions to understand before applying. Graphic Design, Interior Design and Studio Art offer their own portfolio or foundation pathways; transfer students may benefit from Suffolk’s Massachusetts community college guarantee; and international applicants need to meet separate English-language requirements.

Finally, take time to experience the downtown Boston campus and compare financial aid carefully. Suffolk’s location can be a real asset for students eager to study and build professional connections in the city, but the best decision is one that works academically, personally and financially.

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